Auto Insurance

Get an auto insurance quote from our agency and you may save thousands of dollars a year. It only takes a few minutes to find out how much we can save you!

What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

Auto Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
  • Bodily injury liability - for injuries the policyholder causes to someone else.
  • Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
  • Property damage liability - for damage the policyholder causes to someone else’s property.
  • Collision - for damage to the policyholder’s car from a collision.
  • Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, riots and animals), and theft.
  • Uninsured motorists coverage - for costs resulting from an accident involving a driver who does not have insurance or have low limits of insurance.

ATTENTION: When signing up for your Auto Insurance, remember that only you are covered unless you specifically add others to your policy. Such as family members living with you, and others who can access and drive your vehicle. Many drivers lend their car out to a friend, only to find that the friend’s accident is not covered because they were not listed on the driver’s policy. Although it will cost extra, you can elect for coverage which will permit other drivers to operate your vehicle.

Contact us to learn more about the right car insurance for you.
(973) 466-9090​
177 Adams Street
Newark, NJ 07105​
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